Financial Insights (Blog)

Long Term Care Planning

Long Term Care Planning is always difficult to navigate, but you can learn some basic tips from our latest Youtube video! Click the link to learn more from Graeme Woods CLU®, ChFC® at G.S. Woods Financial Solutions LLC. #DanvillePA #FinancialPlanner #GraemeWoods #GSWoodsFinancialSolutionsLLC #LongTermCarePlanning #Retirement
View More >>

Income Tax Planning Tips

View More >>

HSA: A Savings Vehicle

A retirement savings vehicle you may never heard of: A Health Savings Account (HAS). Here are three reasons why you should learn more about this hidden long-term savings option: An HSA balance can accumulate from year to year and be invested similarly to a 401(k).HSA’s come with three tax benefits: 1) you can contribute them on a tax-deductible basis, 2) Your savings grow tax free over time, 3) your savings can be withdrawn tax-free to pay for qualified medical expenses in retirement.
View More >>

Graduate School... The Financial Realities

The spring semester for senior undergraduate students consists of several big decision-making processes. Questions like “what am I doing after I graduate?”, “will I get a job?”, and the ever famous, “should I go to graduate school?” are heard from every corner on campus. It can be confusing to know whether or not your future is heading in the right direction. As for me, I’m looking at what graduate schools might hold my interests in a program. In a
View More >>

Holiday Hangover

As the New Year is upon us, you may be thinking that your finances from the holidays are looking a bit rocky. Your concerns are valid - the National Retail Federation states that the “typical American spends $650 - $1,500 on holiday gifts annually”. How to improve this downward trend? Savings. It may seem like an obvious answer, but the sooner you can take a little out of your pay check monthly starting in the new year, the sooner you’ll be able to pay for the next holiday
View More >>

Smart Finances: Gift Giving

View More >>

Volunteer This Holiday Season!

In a season of giving gifts, how can you be generous without breaking the bank? It’s simple – volunteering your time. It’s an incredibly valuable gift that keeps on giving. As an active volunteer myself, I know just how time-consuming & difficult it may appear, but the feel-good benefits far outweigh these little concerns.  Food Banks or Soup Kitchens – if you’re a first class cook or love meeting new people, this is an awesome chance to spread the holiday
View More >>

Business Benefits of Giving Back

Tis the season for giving & receiving gifts – but why should businesses give? With such a fast-paced world we live in it’s easy to get caught up in receiving, sometimes forgetting to give back to the community. Below are three reasons why your business should consider giving this holiday season.1) Creates a Positive Bond Between Employees and EmployersEmployee trust in the owners is strengthened if they know their employers are looking out for their families and their commun
View More >>

Estate Planning: A Thanksgiving Conversation

Family holidays like Thanksgiving are known for the conversations you will have with relatives you may not have seen in quite a while. Topics like politics, marriages, and scandals are all known to be taboo, but there’s no saying that you shouldn’t talk about your future. Your financial future can be risky and it’s important to discuss your plans with your family, specifically, about estate planning. Estate planning can be a touchy subject, so it’s important that you
View More >>

Turkey Day Tips

Thanksgiving: A time for reflection on the year, remembering what you’re thankful for, and eating a lotof food. While traditions vary, universally on Thanksgiving the star of the show is a Thanksgiving turkey. After asking around on my college campus, I learned there’s dozens of ways to make the perfect thanksgiving turkey for your family. Below is a few fun or unique ways of making the perfect turkey for the whole family to enjoy. Dig in! Deep Fried:This style of cooking t
View More >>

Discounts & Deals on Veteran's Day!

Today we salute the brave men and women who have given their lives for ours – Happy Veteran’s Day! On November 1st, 2019 President Donald Trump declared November as National Veteran’s and Military Families Month for the third year in a row. Military families are brave too, and this addition to the national recognition was historical. As a veteran himself, Graeme Woods created the Battle Buddy Assist program to help veterans or service members (and their spouse) for fr
View More >>

Let's Talk Life Insurance

When people think of life insurance, it can be confusing or even at times concerning, with so many options available for you. Educating people on what benefits come from having life insurance and what options exist are a part of what Graeme Woods, CLU®, ChFC® does for clients. Before coming in for a consulting appointment, there are a few things that you should consider. Life insurance becomes a topic of discussion when you are heading towards retirement and/or are looking to plan ahead
View More >>

Business Succession Planning

Business Succession Planning Youtube video for today's Financial Friday!
View More >>

Meet the Rockstar Realtor: Greg Sauers Jr.

Ready to rock your next real estate search? Greg Sauers Jr. has been a real estate agent for Remax Edge in Danville, PA since May of 2018, with managerial knowledge and background in real estate since 2015. As a person who knows very little about the Real Estate industry, I interviewed Greg in hopes of learning more about the mind of an agent. I posed the question, what are some of the best parts of being a real estate agent? Greg's response, working with clients.
View More >>

5 Financial Planning Tips for Physicians

Being a physician comes with its fair share of struggles, and for some those struggles are financially based. Check out the 5 financial planning tips for physicians we at G.S. Woods Financial Solutions LLC recommend you follow to reach your life goals with money left to spare!
View More >>

Danville's First Annual Battle of the Bands

If you were present at the Fall Arts and Crafts Festival in Danville on September 7th, you probably heard Danville’s first annual Battle of the Bands competition, hosted by G.S. Woods Financial Solutions LLC and Rockstar Realtor, Greg Sauers Jr. All proceeds from the event benefitted the Danville Centennial Lions Club and grossed nearly $1,000 for charity. The Danville Centennial Lions serve. It’s that simple, and it has been since we first began in 1917. Our clubs are places wh
View More >>

The Danville Child Development Center

Since 1998, Diana has served as the Executive Director of the Danville Child Development Center (DCDC) in Danville, PA. I had the chance to interview her and hear more about the incredible work the DCDC provides for the community. The DCDC is “a community-based organization dedicated to giving children a strong foundation for lifelong success by providing supports to families and high quality early learning experiences in safe, nurturing and engaging environments.” I asked Diana
View More >>

Welcome, Cady!

As my time as the Marketing and Communications Associate as G.S Woods Financial Solutions comes to a close, I would like to say thank you to Graeme and the Danville Community. I have learned real life marketing materials, I have implemented what I’ve learned in a classroom to a real setting, and I’ve gained experience that will last a lifetime. The Danville community is a wonderful place, and I thank them fo
View More >>

Renter's Insurance: Why Do I Need It?

If you’re starting to live on your own for the first time, or moving into a new apartment, you may be faced with the decision to get renter’s insurance. I was in this situation in at the beginning of the summer and decided to hold off to “save some money”. Needless to say, this was a HUGE mistake. An electrical fire in the garage of my apartment complex ensued, and while my unit didn’t burn – smoke damage ruined most of my clothing and furniture. If I could go
View More >>

So, You're Graduating From College...

If you’re in my shoes, then graduation is coming up, or just happened for you too. You’re also probably feeling a mixture of emotions: excitement, a little nervous, stressed about the real world, anxious about finding and starting a job, and spending your last bitter sweet week of undergrad life with your friends that have grown to be family over the course of the last four years.             I implore you to take your
View More >>

Let's Talk About Danville

Danville is a lively Central Pennsylvania community located about 15 minutes away from Bloomsburg, Pennsylvania.Downtown Danville is a hub to numerous businesses going anywhere from antique stores, restaurants, health and wellness, financial planning, real estate and everything in between. Danville is a community centric always looking for ways to network or celebrate! Every year Danville has the fall arts festival where downtown Danville turns into a huge party! This year, they’re ev
View More >>

Millennials & Financial Literacy Skills

As a millennial, I understand and agree when my parents and grandparents say my generation doesn’t have many of the technical skills that older generations do. This is especially true for financial literacy skills. Like many of my peers, my financial skills and knowledge came from my parents and a singular basic economics class in high school. I know how to balance a checkbook and understand interest, but not much more. This base knowledge is hardl
View More >>

Battle Buddy Assist on PA Homepage

https://www.pahomepage.com/lifestyle/pa-live-g-s-woods-financial-solutions-april-13-2017/
View More >>
Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck